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More are more people are looking for alternatives to traditional investment, as pension funds face shortfalls and interest rates remain low.

For many, it is the lure of property, both domestic and foreign that attracts the attention and the investment. Properties as second homes, rental vehicles or straightforward investments are very popular, but purchase can be complicated and maintenance costs are high. Land, on the other hand, is an untapped investment that could make some fantastic profits.

Why land?

Land is becoming an increasingly popular investment, particularly in places like the UK, where housing shortages are a growing problem and land consequently rises in value. The benefits of buying land include:

Return – the rates of return on land, whilst not guaranteed, are often better than returns on any other type of investment, including stock market investments and property.

Simplicity – the purchase of a parcel of land is a straightforward legal transaction that can be completed within 28 days. Selling your land on is equally as easy.

Management – you don’t have to be checking share prices every day or spending your profits on maintaining a property, or dealing with tenants. Instead, you buy your land and then leave it until development plans are agreed, or you simply want to sell it on. It is a simple, low maintenance investment.

Locality – no matter where you live, there is probably some land available for purchase. You can visit the site, talk to the company that owns the land currently and look into the likelihood of planning permission being granted. You can have a direct involvement with your investment.

If you have money that you want to invest, but you’re not convinced by the level of return on traditional investment vehicles, then think seriously about buying land. Even a small investor can access this market now, through land banking, where a single company buys an expensive piece of land and then sells smaller parcels on to private investors. Talk to a land agent to see how you can get started.

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People with disabilities remain an untapped resource in the nation’s work force, facing an unemployment rate of 70 percent.

NISH, a nonprofit organization that helps secure federal contracts for agencies that employ people with disabilities through the Javits-Wagner-O’Day Program, is working to change the status quo. The organization has introduced a new program whereby agencies designated as “Centers of Excellence” serve as mentors to other agencies to help them improve the quality of the service and products they provide to the federal government.

The Javits-Wagner-O’Day Program is the largest single source of jobs in the U.S. for people with disabilities. Often referred to as the JWOD program, it provides employment opportunities for more than 45,000 people who are blind or have other severe disabilities.

Through the JWOD program, NISH works with a network of more than 600 nonprofit agencies that employ and train people with disabilities.

The program stems from the Wagner-O’Day Act, passed in 1938, which provided employment opportunities for the blind by allowing them to manufacture mops and brooms to sell to the federal government. In 1971, Congress amended the act to include people with severe disabilities and to allow the agencies to provide services as well as products.

According to a recent Harris Interactive survey, two out of three people with disabilities who are not working want to work, but the lack of opportunities and accessibility issues prevent them from finding employment.

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Dirt has always been one of the kids’ best toys, so home gardening could just be one fun activity for your children. Excite them by allowing them to pick whichever plant they want to grow. Here are some tips to help you make your little ones become enthusiastic with home gardening.

1. Choose the right plants

Kids will more likely choose plants and flowers with bright colors, so have a load of varieties of plants. Examples of bright flowers are zinnias and cosmos; these will keep your children fascinated. Don’t forget the sunflowers. Anything that is tall and fuzzy will surely overwhelm a kid. Make sure these plants will not cause any allergic reactions from your kid.

2. Starting seeds

Give your children the freedom to help you with the staring seeds. Some seeds might be too small for the tiny fingers, but their digits can be of help in covering them with dirt.

3. Home Gardening Memoir

To last the kids’ enthusiasm until the plants grow, make them create a home gardening journal. This activity will allow them to use their imagination to sketch on what the plants will be like and write down when they placed in the ground the seeds and when they first witnessed a sprout pushing up.

4. Make sure that the garden is somewhere very visible for the kids.

Before you start home gardening, pick a spot where the kids often play or walk by. Every time they see and pass by their garden, the more they will sight changes.

5. Dirt playing

Always remember that children are fond of playing with dirt or mud. They can help you ready the soil, even if what they are only doing is stomping on the clumps. To make home gardening with the kids more fun, you can provide them with kid-sized tools to make home gardening very engaging for them.

6. Your kids own the garden

A picture of each plant will enable the children to foresee what the flowers will look like. You can also put your child’s name on a placard, so everyone can see that it’s their garden.

7. Playing with the water

Playing with water is right up there with playing with dirt. Look for a small watering can that they can use to water their garden. You can show them how to let the water go right to the roots of the plants. Hoses want only trouble. They are simply formidable for little hands to control.

8. Kids commit mistakes

Adults, too, are sometimes impatient. Give the kids full control to their garden. If they create a mess, let it be, it’s their mess. Allow them to get pleasure from it and take dignity in their own piece of territory. Just don’t forget to tell them how to clean up that mess.

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Every new computer that’s brought home from the store has an operating system installed onto it. But what most new computer users don’t realize, is that without an operating system, that computer would be a simple shell of possibilities. A powered computer lacking an operating system wouldn’t display anything more than a bunch of confusing text messages that describe the computer’s boot process. At the very end of this process, the computer looks for an operating system and if not found, it will prompt the user to tell it where it is.

Earlier computers didn’t have an operating system and if you have experience with the computers of the early eighties, you’ll remember that most to them didn’t even have a hard drive! These old computers booted an MS-DOS type operating system from drivers stored onto a floppy disk, and in order to use a program, users would remove the boot floppy and then insert a new floppy that contained the program. The floppy not only stored the program (word processor, spreadsheet, etc.), it also stored the drivers that the program needed to communicate with the computer’s hardware. As you can imagine, the cumbersome process of switching from floppy to floppy prompted the birth of the operating system.

An operating system is a software program that controls how the computer’s hardware (and installed software) works. It manages the activity of every component and then displays that activity as a user-friendly interface (GUI). It keeps track of where things exist on a computer’s hard drive as well. But perhaps most importantly for the end-user, the operating system is responsible for translating commands issued with a keyboard and mouse into binary code (010110101 stuff) that can communicate with a set of speakers, a printer, a scanner, and more.

With an operating system installed onto a computer’s hard drive, users no longer need to boot a computer with a floppy disk, nor do they need to run programs from a floppy disk. All the drivers of a program are stored onto the computer and used whenever a program is started.

Apple’s Macintosh computer was among the first of a couple systems to establish a user-to-hardware relationship through a user-friendly interface. Today, we have quite a few operating systems. Some of the more popular ones are Windows Vista, Mac OS X, ZETA, IBM, Unix, and Linux. But even still, operating systems have extended onto to non-computer devices such as game consoles, portable music players, and PDAs. Regardless of the device, the operating system installed onto it serves the same purpose across the board: to enable user-to-hardware communication.

When you think about upgrading your computer to a new operating system, be careful to make sure that you have the necessary hardware components. We tried to upgrade one of our Windows 98 machines to Windows XP, but we were cautioned that the former may not be hardware compatible with XP technology. Apparently, the Windows XP operating system requires components that weren’t developed at the time Windows 98 was distributed and if we were to install Windows XP on this machine anyway, the new operating system would look for hardware that the computer didn’t have. And that would be an instant recipe for failure.

Also be careful about installing operating systems that are incompatible with existing hardware. The hardware of Macintosh computers is extremely different from the hardware of Windows computers and under no circumstances will a Windows operating system work on a Macintosh machine!

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